Do you want to save hundreds of dollars each year on your dentistry? It’s time to start taking advantage of your insurance. Each year, billions of dental dollars are wasted because of unused insurance. Most plans have a deadline at the end of the year that doesn’t roll over, causing lost benefits for many patients. However, there are some ways you can maximize your insurance benefits while minimizing your out of pocket costs. Read on to learn how this is possible from your family dentist in Lake Highlands.
Use Your Yearly Maximum
Getting the most out of your insurance all starts here. The yearly maximum is the most your insurance is willing to pay for your dental work in one year. Typically around $1,000, your maximum is an important number to keep in mind. Each year, this maximum renews, so any unused dental benefits won’t roll over. Utilizing all or most of your maximum before January 1st is one of the easiest ways to save on your dentistry.
Be Aware of Your Deductible
Your deductible is a fee that you pay once a year in order to receive coverage for dentistry. Usually around $50, think about your deductible as a key that unlocks the door to your insurance. It also renews when the year is over, so be sure that you’re attending regular dental visits to utilize the insurance that you unlocked.
Paying Your Premiums
Premiums are the dollars you’re spending, typically through your employer, on your dental insurance each month. If you’re already paying premiums, you should be cashing in on your benefits! If you don’t need any specific treatment, be sure to maintain routine checkups and cleanings. These appointments prevent and detect cavities, gum disease, oral cancer, and even more dental problems.
Preventing More Extensive Dental Issues
Besides utilizing your benefits, seeing your dentist regularly will also prevent more extensive and expensive treatment in the future. For example, a simple cavity today could turn into a root canal down the road. You’ll be saving money by preventing these more serious issues, but you’re also giving your dentist an opportunity to check for issues like oral cancer, gum disease, and other issues can could lead to ongoing treatments.
Dental insurance can be confusing but knowing how to play the game can help you stay healthy and save money. Keep this useful information in mind and remember to use your benefits as soon as possible because 2020 is just around the corner!
Meet the Dentist
Dr. Mariya Barnett never wants money to get in the way of much needed dentistry, which is why she’s in-network with BlueCross BlueShield, Cigna, Delta Dental, Guardian, Aetna, and even more. Additionally, if you don’t have insurance, you can still receive affordable dentistry with Dr. Barnett’s in-office membership savings plan. If you have any questions, she can be reached through her website or by phone at (214) 373-9903.